Gifts that bring JOY and OPPORTUNITY to the poor!

Gifts that bring joy and opportunity to the poor! View on the Web  |  Forward to a Friend Dear Kristy, This Black Friday, instead of running...

How To Have a Peaceful, Budget Friendly Christmas Season.

We had a wonderful Thanksgiving up at my parents with all the kid-lets, my uncle, and some friends.  We ate a beautiful feast.  Of course I ...

EASY 3 ingredient No Grate, No Cook Homemade DIY Laundry Detergent PLUS Free Printable Labels To Go With It!

I had originally intended to make the laundry soap that requires grating a bar of soap and cooking it all.  I loved the "green" ap...

Freebie Friday! - printable budgeting cash envelopes

I love freebies!  I found this great printable to make your own cash envelopes and I LOVE IT!  I am a budget kind of girl.  With 4 kids and ...

Homemade energy & protein bars- LOTS of recipes!

Just typing the title made me hungry and I had to go have some of my homemade "lemon treats" as whole foods market calls them.  YU...

Financial Peace... even in tough times

In this economy or in any other I have never heard anyone say "There is just too much money at the end of the month...".  Unfortun...

Want to save money with grocery coupons but hate the bother?

I love shortcuts.com and safeway.com because you can preload your coupons from the internet onto your safeway card so no paper is ever invol...

Need help with healthy meal planning? FREE healthy meal plans already done!

Here is a link to some great meal plans.  These family friendly delicious meal plans use hardly any red meat, and are easy to prepare.  So s...

Free budget forms to download from Dave Ramsey or go to this online link to set up your starter budget in 60 sec!

Many are resistant to a budget feeling that a budget will tie them down or be a bummer but the reality is that is brings freedom and a plan ...

If you pay extra on your mortgage how fast could you pay it off? Use the mortgage calculator and see!

We found out that if we started next september paying an additional $600 a month we could pay off our house in 7 1/2 years!!  How's that...

How do I get started on an envelope budget system & what is it?

This arcticle helps to explain the envelope budgeting system that really works and how to get started. Dave Ramsey's Envelope System - B...